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Thursday, February 29, 2024
HomeNewsLegal NoticesNOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:

DATE OF MORTGAGE: September 30, 2015

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,250.00

MORTGAGOR(S): Casey L Hyopponen and Michelle V Hyopponen Husband and Wife as Joint Tenants

MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for The Lake Bank, its successors and assigns

DATE AND PLACE OF RECORDING:
Recorded: October 7, 2015 Lake County Recorder
Document Number: A000183827

ASSIGNMENTS OF MORTGAGE:
And assigned to: Guild Mortgage  Company, a California Corporation
Dated: January 29, 2019
Recorded: February 15, 2019 Lake County
Recorder
Document Number: A000191358

And assigned to: Guild Mortgage Company, a California Corporation
Dated: January 29, 2019
Recorded: February 15, 2019 Lake County Recorder
Document Number: A000191358

And assigned to: The Lake Bank, a Minnesota Banking Corporation
Dated: May 6, 2019 Recorded: May 10, 2019 Lake County
Recorder
Document Number: A000191784

And assigned to: Guild Mortgage Company LLC
Dated: December 8, 2022
Recorded: December 13, 2022 Lake County
Recorder
Document Number: A000201604
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 1011450-7491027855-2
Lender/Broker/Mortgage Originator: The Lake Bank
Residential Mortgage Servicer: Guild Mortgage Company

COUNTY IN WHICH PROPERTY IS LOCATED:
Lake Property Address: 4151 Bergstrom Road, Two Harbors, MN 55616
Tax Parcel ID Number: 25-5511-21850

LEGAL DESCRIPTION OF PROPERTY: Parcel One:

The Southwest Quarter of the Southeast  Quarter of Section 21 in Township 55 North  of Range 11 West of the Fourth Principal Meridian

AND

Parcel Two:

All that portion of the Southeast Quarter of the Southwest Quarter of Section 21 in Township 55 North, Range 11 West of Fourth Principal Meridian. Lying east of the right-of-way of the Duluth and Iron Range Railroad Company

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $220,255.33

THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law  or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;

DATE AND TIME OF SALE: March 02, 2023 at 10:00 AM
PLACE OF SALE: County Sheriff‘s office, 613 Third Avenue, Two Harbors, Minnesota

to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including  attorney fees allowed by law, subject to  redemption within twelve (12) months from the date of said sale by the mortgagor(s),

their personal representatives or assigns. If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not  redeemed under Minn. Stat. ß580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 01, 2024, or the next business day if March 01, 2024 falls on a Saturday, Sunday or legal holiday.

Mortgagor(s) released from financial obligation: NONE

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.

DATED: January 9, 2023
MORTGAGEE: Guild Mortgage Company LLC
Wilford, Geske & Cook, P.A.
Attorneys for Mortgagee
7616 Currell Boulevard, Suite 200
Woodbury, MN 55125
(651) 209-3300
File Number: 052165-F1

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