NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: June 8, 2020
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $85,000.00
MORTGAGOR(S): Kristina F. Pirsig, a married woman
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for The Lake Bank, its successors and assigns
DATE AND PLACE OF RECORDING:
Recorded: June 9, 2020 Lake County Registrar of Titles
Document Number: T000046679
ASSIGNMENTS OF MORTGAGE:
And assigned to: Park State Bank
Dated: October 13, 2021
Recorded: October 20, 2021 Lake County Registrar of Titles
Document Number: T000048351
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 1011450-2005050002-4
Lender/Broker/Mortgage Originator: The Lake Bank
Residential Mortgage Servicer: Park State Bank
REGISTERED LAND, CERTIFICATE OF TITLE NUMBER: C000021017
COUNTY IN WHICH PROPERTY IS LOCATED: Lake
Property Address: 21 Edwards Drive, Silver Bay, MN 55614
Tax Parcel ID Number: 22-7460-11280
LEGAL DESCRIPTION OF PROPERTY: Lot Twenty-eight (28), Block Eleven (11), Silver Bay, Third Division, according to the Plat thereof on file and of record in the office of the Registrar of Titles of Lake County, Minnesota
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $83,087.23
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 23, 2025 at 10:00 AM
PLACE OF SALE: County Sheriff`s office, 613 Third Avenue, Two Harbors, Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. §580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on July 23, 2025, or the next business day if July 23, 2025 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: November 26, 2024
MORTGAGEE: Park State Bank
Wilford, Geske & Cook, P.A.
Attorneys for Mortgagee
7616 Currell Boulevard, Suite 200
Woodbury, MN 55125
(651) 209-3300
File Number: 055531-F1
