Case Type: Mortgage Foreclosure
Court File No. 16-CV-26-152
Grand Marais State Bank,
Plaintiff,
vs.
Paul Jerome Flynn; Select Portfolio
Servicing, Inc.; State of Minnesota;
Defendants.
SUMMONS
THIS SUMMONS IS DIRECTED TO THE ABOVE-NAMED DEFENDANTS:
1. YOU ARE BEING SUED. The Plaintiff has started a lawsuit against you. The Plaintiff’s Complaint against you is attached to the Summons. Do not throw these papers away. They are official papers that affect your rights. You must respond to this lawsuit even though it may not yet be filed with the Court and there may be no court file number on this Summons.
2. YOU MUST REPLY WITHIN 21 DAYS TO PROTECT YOUR RIGHTS. You must give or mail to the person who signed this Summons a written response called an Answer within 21 days of the date on which you received this Summons. You must send a copy of your Answer to the person who signed this Summons located at:
Smith Law, PLLC.
1710 W. Hwy. 61, P.O. Box 66
Grand Marais, MN 55604
3. YOU MUST RESPOND TO EACH CLAIM. The Answer is your written response to the Plaintiff’s Complaint. In your Answer you must state whether you agree or disagree with each paragraph of the Complaint. If you believe the Plaintiff should not be given everything asked for in the Complaint, you must say so in your Answer.
4. YOU WILL LOSE YOUR CASE IF YOU DO NOT SEND A WRITTEN RESONSE TO THE COMPLAINT TO THE PERSON WHO SIGNED THIS SUMMONS. If you do not Answer within 21 days, you will lose this case. You will not get to tell your side of the story, and the Court may decide against you and award the Plaintiff everything asked for in the Complaint. If you do not want to contest the claims stated in the Complaint, you do not need to respond. A default judgment can then be entered against you for the relief requested in the Complaint.
THIS IS COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE
5. LEGAL ASSISTANCE. You may wish to get legal help from a lawyer. If you do not have a lawyer, the Court Administrator may have information about places where you can get legal assistance. Even if you cannot get legal help, you must still provide a written Answer to protect your rights or you may lose the case.
6. ALTERNATIVE DISPUTE RESOLUTION. The parties may agree to or be ordered to participate in an alternative dispute resolution process under Rule 114 of the Minnesota General Rules of Practice. You must still send your written response to the Complaint even if you expect to use alternative means of resolving this dispute.
7. THIS LAWSUIT MAY AFFECT OR BRING INTO QUESTION TITLE TO REAL PROPERTY located in Cook County, Minnesota, legally described as follows:
That part of the Easterly 200.0 feet of the West 850.0 feet of Government Lot 4, Section 25, Township 62 North, Range 1 West of the Fourth Principal Meridian, lying South of the centerline of Cook County Road No. 8.
The object of this action is to recover possession of the above-described real property through foreclosure of a mortgage and entry of a money judgment against defendant Paul Jerome Flynn.
HOMESTEAD DESIGNATION NOTICE
“IF PART OF THE PROPERTY TO BE SOLD CONTAINS YOUR HOUSE, YOU MAY DESIGNATE AN AREA AS A HOMESTEAD TO BE SOLD AND REDEEMED SEPARATELY.
YOU MAY DESIGNATE THE HOUSE YOU OCCUPY AND ANY AMOUNT OF THE PROPERTY AS A HOMESTEAD. THE DESIGNATED HOMESTEAD PROPERTY MUST CONFORM TO THE LOCAL ZONING ORDINANCES AND BE COMPACT SO THAT IT DOES NOT UNREASONABLY REDUCE THE VALUE OF THE REMAINING PROPERTY.
YOU MUST PROVIDE THE COURT WITH A LEGAL DESCRIPTION OF THE HOMESTEAD YOU HAVE DESIGNATED.”
SMITH LAW, PLLC
Dated: September 22, 2026
By /s/ Tyson Smith
Tyson Smith (#0395670)
Richard T Furlong III
(#0403157)
1710 W. Hwy 61, PO Box 66,
Grand Marais, MN 55604
218-387-9800
tyson@arrowheadlegal.com
rich@arrowheadlegal.com
Attorneys for Plaintiff
THIS IS COMMUNICATION FROM A DEBT COLLECTOR AND ANY INFORMATION WILL BE USED FOR THAT PURPOSE
Northshore Journal: November 6, 13 & 20, 2026
