THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
Mortgagor: Joseph Jamnick and Denise Jamnick, husband and wife
Mortgagee: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for Quicken Loans, Inc., its successors and assigns
Dated: February 1, 2013
Filed: May 7, 2013
Lake County Registrar of Titles Document No. T000041251 Against Certificate of Title No.: C000017701
ReFiled: June 5, 2023
Lake County Registrar of Titles Document No.: T000049700 Against Certificate of Title No.: C000011827
Mortgagor: Joseph Jamnick and Denise Jamnick, husband and wife
Dated: February 10, 2014
Filed: February 18, 2014
Lake County Registrar of Titles Document No. T000041880 Against Certificate of Title No.: 11827
Assigned To: Rocket Mortgage, LLC, FKA Quicken Loans, LLC
Dated: January 4, 2022
Filed January 6, 2022
Lake County Registrar of Titles Document No. T000048613 Against Certificate of Title No.: C000019359
Assigned To: Rocket Mortgage, LLC FKA Quicken Loans, LLC, FKA Quicken Loans Inc.
Dated: June 21, 2023
Filed June 22, 2023
Lake County Registrar of Titles Document No. T000049750 Against Certificate of Title No.: C000011827
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 100039033114652575
Lender or Broker: Quicken Loans Inc.
Residential Mortgage Servicer: Rocket Mortgage, LLC
Mortgage Originator: Quicken Loans Inc.
LEGAL DESCRIPTION OF PROPERTY: TRACT 1:
Lot Sixteen (16), Block One (1), Silver Bay First Division, according to the plat on file and of record in the Office of the Registrar of Titles of Lake County, Minnesota.
PIO #22-7440-01160
TRACT 2:
That part of the Southwest Quarter of the Northwest Quarter of Section 32, Township 56 North, Range 7 West of the Fourth
Principal Meridian described as follows: Beginning at the southwest corner of Lot 16, Block 1, Silver Bay First Division, according to the recorded plat thereof, Lake County, Minnesota; thence South 14 degrees 16 minutes 00 seconds East along the southerly extension of the most southwesterly line of said Lot 16 a distance of 50.00 feet; thence North 75 degrees 44 minutes 00 seconds East and parallel with the southeasterly line of Lot 16 and 15 in said Block 1 a distance of 122.25 feet to an intersection with the southwesterly extension of the southeasterly line of said Lot 15; thence North 19 degrees 08 minutes East along said southwesterly extension of the southeasterly line of said Lot 15 a distance of 59.89 feet the southeast corner of said Lot 15; thence South 75 degrees 44 minutes 00 seconds West along the southeasterly lines of said Lots 15 and 16 a distance of 155.22 feet to the point of beginning.
PIO #22-7401-32382
Commonly known as: 29 Bell Circle, Silver Bay, MN 55614
This is Registered Property.
TAX PARCEL NO.: 22-7440-01160; 22- 7401-32382
ADDRESS OF PROPERTY:
29 Bell Cir
Silver Bay, MN 55614
COUNTY IN WHICH PROPERTY IS LOCATED: Lake
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $74,379.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $40,655.40
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: October 26, 2023, 10:00 AM
PLACE OF SALE: Sheriff’s Office, 613 Third Ave., Two Harbors, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 1 Year from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is October 26, 2024 at 11:59 p.m. If the foregoing date is a Saturday, Sunday or legal holiday, then the date to vacate is the next business day at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: August 21, 2023
Rocket Mortgage, LLC f/k/a Quicken Loans, LLC f/k/a Quicken Loans Inc., Assignee of Mortgagee
By: HALLIDAY, WATKINS & MANN, P.C.
Attorneys for:
Rocket Mortgage, LLC f/k/a Quicken Loans, LLC f/k/a Quicken Loans Inc., Assignee of Mortgagee
1333 Northland Drive, Suite 205
Mendota Heights, MN 55120
801-355-2886
651-228-1753 (fax)
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
MN21045.
