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HomeNewsLegal NoticesNOTICE OF MORTGAGE FORECLOSURE SALE

NOTICE OF MORTGAGE FORECLOSURE SALE

LEGAL NOTICES

THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIG­INAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.

NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the fol­lowing described mortgage:

Mortgagor: Joseph Jamnick and Denise Jamnick, husband and wife

Mortgagee: Mortgage Electronic Reg­istration Systems, Inc., as mortgagee, as nominee for Quicken Loans, Inc., its suc­cessors and assigns

Dated: February 1, 2013

Filed: May 7, 2013

Lake County Registrar of Titles Document No. T000041251 Against Certificate of Title No.: C000017701

ReFiled: June 5, 2023

Lake County Registrar of Titles Document No.: T000049700 Against Certifi­cate of Title No.: C000011827

Mortgagor: Joseph Jamnick and Denise Jamnick, husband and wife

Mortgagee: Mortgage Electronic Reg­istration Systems, Inc., as mortgagee, as nominee for Quicken Loans, Inc., its suc­cessors and assigns

Dated: February 10, 2014

Filed: February 18, 2014

Lake County Registrar of Titles Document No. T000041880 Against Certificate of Title No.: 11827

Assigned To: Rocket Mortgage, LLC, FKA Quicken Loans, LLC

Dated: January 4, 2022

Filed January 6, 2022

Lake County Registrar of Titles Document No. T000048613 Against Certificate of Title No.: C000019359

Assigned To: Rocket Mortgage, LLC FKA Quicken Loans, LLC, FKA Quicken Loans Inc.

Dated: June 21, 2023

Filed June 22, 2023

Lake County Registrar of Titles Document No. T000049750 Against Certificate of Title No.: C000011827

Transaction Agent: Mortgage Electronic Registration Systems, Inc.

Transaction Agent Mortgage Identification Number: 100039033114652575

Lender or Broker: Quicken Loans Inc.

Residential Mortgage Servicer: Rocket Mortgage, LLC

Mortgage Originator: Quicken Loans Inc.

LEGAL DESCRIPTION OF PROPERTY: TRACT 1:

Lot Sixteen (16), Block One (1), Silver Bay First Division, according to the plat on file and of record in the Office of the Registrar of Titles of Lake County, Minnesota.

PIO #22-7440-01160

TRACT 2:

That part of the Southwest Quarter of the Northwest Quarter of Section 32, Town­ship 56 North, Range 7 West of the Fourth Principal Meridian described as follows: Beginning at the southwest corner of Lot 16, Block 1, Silver Bay First Division, according to the recorded plat thereof, Lake County, Minnesota; thence South 14 degrees 16 minutes 00 seconds East along the southerly extension of the most southwesterly line of said Lot 16 a distance of 50.00 feet; thence North 75 degrees 44 minutes 00 seconds East and parallel with the southeasterly line of Lot 16 and 15 in said Block 1 a distance of 122.25 feet to an intersection with the southwesterly ex­tension of the southeasterly line of said Lot 15; thence North 19 degrees 08 minutes East along said southwesterly extension of the southeasterly line of said Lot 15 a distance of 59.89 feet the southeast corner of said Lot 15; thence South 75 degrees 44 minutes 00 seconds West along the southeasterly lines of said Lots 15 and 16 a distance of 155.22 feet to the point of beginning.

PIO #22-7401-32382

Commonly known as: 29 Bell Circle, Silver Bay, MN 55614

This is Registered Property.

TAX PARCEL NO.: 22-7440-01160; 22- 7401-32382

ADDRESS OF PROPERTY:

29 Bell Cir

Silver Bay, MN 55614

COUNTY IN WHICH PROPERTY IS LO­CATED: Lake

ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $74,379.00

AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $49,097.38

That prior to the commencement of this mortgage foreclosure proceeding Mort­gagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or pro­ceeding has been instituted, that the same has been discontinued, or that an execu­tion upon the judgment rendered therein has been returned unsatisfied, in whole or in part;

PURSUANT to the power of sale con­tained in said mortgage, the above de­scribed property will be sold by the Sheriff of said county as follows:

DATE AND TIME OF SALE: January 16, 2025, 10:00 AM

PLACE OF SALE: Sheriff’s Office, 613 Third Ave., Two Harbors, MN

to pay the debt then secured by said Mort­gage, and taxes, if any, on said premises, and the costs and disbursements, includ­ing attorneys’ fees allowed by law subject to redemption within 12 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.

DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is January 16, 2026 at 11:59 p.m.

MORTGAGOR(S) RELEASED FROM FI­NANCIAL OBLIGATION ON MORTGAGE: NONE

THE TIME ALLOWED BY LAW FOR RE­DEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRE­SENTATIVES OR ASSIGNS, MAY BE RE­DUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNE­SOTA STATUTES SECTION 582.032, DE­TERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRI­CULTURAL PRODUCTION, AND ARE ABANDONED.

Dated: November 8, 2024

Rocket Mortgage, LLC f/k/a Quicken Loans, LLC f/k/a Quicken Loans Inc., Assignee of Mortgagee

By: HALLIDAY, WATKINS & MANN, P.C.

Attorneys for:

Rocket Mortgage, LLC f/k/a Quicken Loans, LLC f/k/a Quicken Loans Inc., Assignee of Mortgagee

1333 Northland Drive, Suite 205

Mendota Heights, MN 55120

801-355-2886

651-228-1753 (fax)

THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.

MN21045.

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