THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
Date: March 25, 2024
NOTICE IS HEREBY GIVEN THAT:
Default has occurred under the conditions of the following described mortgage:
DATE OF MORTGAGE: September 22, 2009
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $42,500.00
MORTGAGOR(S): Brian E. Johnson
MORTGAGEE: The Lake Bank k/n/a Park State Bank
DATE AND PLACE OF FILING: Recorded on September 29, 2009, as Document No. A000170175, in the office of the Recorder of Lake County, Minnesota.
ASSIGNMENT(S) OF MORTGAGE: None
LEGAL DESCRIPTION OF PROPERTY:
EAST HALF OF LOT TEN (10) AND WEST HALF OF LOT ELEVEN (11), BLOCK ELEVEN (11), MINNESOTA IRON COMPANY’S ORIGINAL PLAT OF TWO HARBORS, LAKE COUNTY, MINNESOTA
COUNTY IN WHICH PROPERTY IS LOCATED: Lake County, Minnesota
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE AS OF THE DATE OF THIS NOTICE: $16,259.70
THAT no action or proceeding has been instituted at law to recover the debt secured by said mortgage, or any part thereof; that there has been compliance with all pre-foreclosure notice and acceleration requirements of said mortgage, and/or applicable statutes including the requisites of Minn. Stat. § 580.02;
PURSUANT, to the power of sale contained in said mortgage, the above described property in Lake County will be sold by the Sheriff of Lake County at public auction as follows:
DATE AND TIME OF SALE: May 30, 2024, at 10:00 a.m.
PLACE OF SALE: Lake County Sheriff’s Office, 613 3rd Avenue, Two Harbors, Minnesota 55616
to pay the debt, then secured by said mortgage and taxes, if any are actually paid by the mortgagee, on the premises and the costs and disbursements allowed by law. The time allowed by law for redemption by said mortgagors, their personal representatives or assigns is twelve months from the date of sale, unless reduced to five (5) weeks under Minnesota Statutes, Section 582.032.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under Section 580.30, or the property is not redeemed under Section 580.23, the time to vacate the property is 11:59 p.m. on May 30, 2025.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGORS, THE MORTGAGORS’ PERSONAL REPRESENTATIVES OR ASSIGNS MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Park State Bank
By /s/ Robert R. Kanuit
Robert R. Kanuit, #0252530
Fryberger, Buchanan, Smith & Frederick, P.A.
1409 Hammond Avenue, Suite 330
Superior, WI 54880
(715) 392-7405
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
NOTICE OF MORTGAGE FORECLOSURE SALE FORECLOSURE DATA
(1) Street Address, city and zip code of mortgaged premises: 723 2nd Avenue, Two Harbors, Minnesota 55616
(2) Transaction agent (if applicable); residential mortgage servicer; and lender or broker: Park State Bank f/k/a The Lake Bank
(3) Tax parcel identification number(s): 23-76660-11110
(4) Transaction Agent’s mortgage ID number (MERS number): Not applicable
(5) Name of mortgage originator: The Lake Bank n/k/a Park State Bank
