THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred under the conditions of the following described mortgage:
DATE OF MORTGAGE: June 30, 2023
MORTGAGOR: Carolyn Jones and Justin Jones, wife and husband.
MORTGAGEE: Mortgage Electronic Registration Systems, Inc. as a nominee for Fairway Independent Mortgage Corporation its successors and assigns.
DATE AND PLACE OF RECORDING: Recorded June 30, 2023 Lake County Recorder, Document No. A000202548.
ASSIGNMENTS OF MORTGAGE: Assigned to: Lakeview Loan Servicing, LLC. Dated November 14, 2023 Recorded November 15, 2023, as Document No. A000203302.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: 100392411212837945
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Fairway Independent Mortgage Corporation
RESIDENTIAL MORTGAGE SERVICER: M&T Bank
MORTGAGED PROPERTY ADDRESS: 517 4th Avenue, Two Harbors, MN 55616
TAX PARCEL I.D. #: 23766019120
LEGAL DESCRIPTION OF PROPERTY:
Lot 12, Block 19, Minnesota Iron Company’s Original Plat of Two Harbors, Lake County, Minnesota.
COUNTY IN WHICH PROPERTY IS LOCATED: Lake
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $240,562.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $249,770.07
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: April 4, 2024 at 10:00 AM
PLACE OF SALE: Office of the Sheriff, 613 Third Avenue, Two Harbors, MN
To pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23 is 11:59 p.m. on October 4, 2024, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.”
Dated: January 30, 2024
Lakeview Loan Servicing, LLC
Mortgagee/Assignee of Mortgagee
LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P.
Attorneys for Mortgagee/Assignee of Mortgagee
4500 Park Glen Road #300
Minneapolis, MN 55416
(952) 925-6888
37 – 24-001368 FC
IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR.
