THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred under the conditions of the following described mortgage:
DATE OF MORTGAGE: December 20, 2013
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $177,040.00
MORTGAGOR(S): Garry S. Wood and Donna K. Wood, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1011450-7491009873-7
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: The Lake Bank
SERVICER: PennyMac Loan Services, LLC
DATE AND PLACE OF FILING: Filed December 30, 2013, Lake County Recorder, as Document Number A000180213, thereafter modified by the Loan Modification Agreement recorded March 27, 2023 as Document Number A000202025
ASSIGNMENTS OF MORTGAGE: Assigned to: PennyMac Loan Services, LLC
LEGAL DESCRIPTION OF PROPERTY:
Lot Nine (9), Block Ten (10), East Two Harbors, Lake County, Minnesota
PROPERTY ADDRESS: 201 3rd Ave, Two Harbors, MN 55616
PROPERTY IDENTIFICATION NUMBER: 23-7640-10090
COUNTY IN WHICH PROPERTY IS LOCATED: Lake
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $159,196.42
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: March 28, 2024, 10:00 AM
PLACE OF SALE: Sheriff’s Main Office, 613 3rd Ave, Two Harbors, MN 55616
To pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on September 28, 2024, or the next business day if September 28, 2024 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: February 5, 2024
PENNYMAC LOAN SERVICES, LLC
Assignee of Mortgagee
LOGS Legal Group LLP
Tracy J. Halliday – 034610X
LOGS Legal Group LLP
Attorneys for Mortgagee
1715 Yankee Doodle Road, Suite 210
Eagan, MN 55121
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
