NOTICE IS HEREBY GIVEN that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 30, 2015
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $223,250.00
MORTGAGOR(S): Casey L Hyopponen and Michelle V Hyopponen Husband and Wife as Joint Tenants
MORTGAGEE: Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for The Lake Bank, its successors and assigns
DATE AND PLACE OF RECORDING:
Recorded: October 7, 2015 Lake County Recorder
Document Number: A000183827
ASSIGNMENTS OF MORTGAGE:
And assigned to: Guild Mortgage Company, a California Corporation Dated: January 29, 2019
Recorded: February 15, 2019 Lake County Recorder
Document Number: A000191358
And assigned to: The Lake Bank, a Minnesota Banking Corporation
Dated: May 6, 2019
Recorded: May 10, 2019 Lake County Recorder
Document Number: A000191784
And assigned to: Guild Mortgage Company LLC
Dated: December 8, 2022
Recorded: December 13, 2022 Lake County Recorder
Document Number: A000201604
Transaction Agent: Mortgage Electronic Registration Systems, Inc.
Transaction Agent Mortgage Identification Number: 1011450-7491027855-2
Lender/Broker/Mortgage Originator: The Lake Bank
Residential Mortgage Servicer: Guild Mortgage Company
COUNTY IN WHICH PROPERTY IS LOCATED: Lake
Property Address: 4151 Bergstrom Road, Two Harbors, MN 55616
Tax Parcel ID Number: 25-5511-21850
LEGAL DESCRIPTION OF PROPERTY:
Parcel One:
The Southwest Quarter of the Southeast Quarter of Section 21 in Township 55 North of Range 11 West of the Fourth Principal Meridian
AND
Parcel Two:
All that portion of the Southeast Quarter of the Southwest Quarter of Section 21 in Township 55 North, Range 11 West of Fourth Principal Meridian. Lying east
of the right-of-way of the Duluth and Iron Range Railroad Company
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE:
$220,255.33
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; that this is registered property;
PURSUANT to the power of sale contained in said mortgage, the above-described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: March 02, 2023 at 10:00 AM
PLACE OF SALE: County Sheriff‘s office, 613 Third Avenue, Two Harbors,
Minnesota
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney fees allowed by law, subject to redemption within twelve (12) months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
If the Mortgage is not reinstated under Minn. Stat. §580.30 or the property is not redeemed under Minn. Stat. ß580.23, the Mortgagor must vacate the property on or before 11:59 p.m. on March 01, 2024, or the next business day if March 01, 2024 falls on a Saturday, Sunday or legal holiday.
Mortgagor(s) released from financial obligation: NONE
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
DATED: January 9, 2023
MORTGAGEE: Guild Mortgage Company LLC
Wilford, Geske & Cook, P.A. Attorneys for Mortgagee
7616 Currell Boulevard, Suite 200
Woodbury, MN 55125
(651) 209-3300
File Number: 052165-F1
