DATE: February 20, 2025
YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:
INFORMATION REGARDING MORTGAGE TO BE FORECLOSED
1. Date of Mortgage: June 29, 2018
2. Mortgagors: Matthew M. Haschka
3. Mortgagees: The Lake Bank n/k/a Park State Bank
4. Recording Information: Recorded on July 2, 2018, as Document Number T00045006, in the Office of the Registrar of Title, Lake County, Minnesota
5. Assignments of Mortgage, if any: NONE
INFORMATION REGARDING MORTGAGED PREMISES
6. Tax parcel identification number of the mortgaged premises: 22-7460-11420
7. Legal description of the mortgaged premises:
Lot Forty-two (42), Block Eleven (11), Silver Bay, Third Division, according to the Plat thereof on file and of record in the office of Registrar of Titles of Lake County, Minnesota
All or part of the described real property is Registered (Torrens)
8. The physical street address, city, and zip code of the mortgaged premises: 122 Banks Boulevard, Silver Bay, MN 55614
OTHER FORECLOSURE DATA
9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.
The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is Park State Bank.
10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is The Lake Bank n/k/a Park State Bank.
INFORMATION REGARDING FORECLOSURE
11. The requisites of Minn. Stat. 580.02 have been satisfied.
12. The original principal amount secured by the Mortgage was $40,000.00.
13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $38,246.70.
14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Lake County, Minnesota, at public auction on April 24, 2025, at 10:00 a.m., at the Lake County Sheriff’s Office, 613 3rd Avenue, Two Harbors, Minnesota 55616.
15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six months after the date of sale.
16. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on October 24, 2025.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
/s/ Robert R. Kanuit Robert R. Kanuit, #0252530
Attorney for Park State Bank
Attorney for Mortgagee or Mortgage Assignee:
Robert R. Kanuit
Fryberger, Buchanan, Smith & Frederick, P.A.
1409 Hammond Avenue, Suite 330
Superior, WI 54880
Mortgagee or Mortgage Assignee:
Park State Bank
613 1st Avenue
Two Harbors, MN 55616
