THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred under the conditions of the following described mortgage:
DATE OF MORTGAGE: February 23, 2021
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $186,558.00
MORTGAGOR(S): Jeremy Wingness and Danielle Wingness, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 1003763-0300664972-9
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Broker Solutions, Inc. dba New American Funding
SERVICER: New American Funding, LLC
DATE AND PLACE OF FILING: Filed March 2, 2021, Lake County Recorder, as Document Number A000196615, thereafter modified by Loan Modification Agreement recorded October 12, 2022, as Document Number A000201223
ASSIGNMENTS OF MORTGAGE: Assigned to: New American Funding LLC FKA Broker Solutions, Inc. DBA New American Funding
LEGAL DESCRIPTION OF PROPERTY:
Lot Fifteen (15), Block Seventy-one (71), Minnesota Iron Company’s Fifth Addition to Two Harbors, Lake County, Minnesota.
PROPERTY ADDRESS: 807 12th Ave, Two Harbors, MN 55616
PROPERTY IDENTIFICATION NUMBER: 23-7665-71150
COUNTY IN WHICH PROPERTY IS LOCATED: Lake
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $163,010.03
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: March 7, 2024, 10:00 AM
PLACE OF SALE: Sheriff’s Main Office, 613 3rd Ave, Two Harbors, MN 55616
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorneys fees allowed by law, subject to redemption within 6 months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under Section 580.30 or the property is not redeemed under Section 580.23, is 11:59 p.m. on September 7, 2024, or the next business day if September 7, 2024 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: January 2, 2024
New American Funding, LLC
Assignee of Mortgagee
LOGS Legal Group LLP
Tracy J. Halliday – 034610X
LOGS Legal Group LLP
Attorneys for Mortgagee
1715 Yankee Doodle Road, Suite 210
Eagan, MN 55121
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
