THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
Mortgagor: Anita M. Hietala, a single person
Mortgagee: United States of America, acting through the Rural Housing Service or successor agency, United States Department of Agriculture
Dated: June 25, 2007
Recorded: June 27, 2007
Lake County Recorder Document No. A000164407
Transaction Agent: N/A
Transaction Agent Mortgage Identification Number: N/A
Lender or Broker: United States of America, acting through Rural Housing Service, United States Department of Agriculture
Residential Mortgage Servicer: ISN Corporation
Mortgage Originator: United States of America, acting through Rural Housing Service, United States Department of Agriculture
LEGAL DESCRIPTION OF PROPERTY: South 90 feet of Lot Sixteen (16), Block Nineteen (19), MINNESOTA IRON COMPANY’S ORIGINAL PLAT OF TWO HARBORS, according to the plat thereof on file and of record in the office of the County Recorder of Lake County, Minnesota.
This is Abstract Property.
TAX PARCEL NO.: 23-7660-19165
ADDRESS OF PROPERTY: 501 4th Ave Two Harbors, MN 55616
COUNTY IN WHICH PROPERTY IS LOCATED: Lake
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $137,000.00
AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE: $301,056.83
That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; that no action or proceeding has been instituted at law to recover the debt then remaining secured by such mortgage, or any part thereof, or, if the action or proceeding has been instituted, that the same has been discontinued, or that an execution upon the judgment rendered therein has been returned unsatisfied, in whole or in part;
PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: March 26, 2026, 10:00 AM
PLACE OF SALE: Sheriff’s Office, 613 Third Ave., Two Harbors, MN
to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within 6 Months from the date of said sale by the mortgagor(s), their personal representatives or assigns.
DATE TO VACATE PROPERTY: The date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under Minnesota Statutes section 580.30 or the property redeemed under Minnesota Statutes section 580.23 is September 26, 2026 at 11:59 p.m.
MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: NONE
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: January 22, 2026
United States of America, acting through the Rural Housing Service, United States Department of Agriculture, Mortgagee
By: HALLIDAY, WATKINS & MANN, P.C. Attorneys for:
United States of America, acting through the Rural Housing Service, United States Department of Agriculture, Mortgagee
1333 Northland Drive, Suite 205 Mendota Heights, MN
55120 801-355-2886
651-228-1753 (fax)
THIS COMMUNICATION IS FROM A DEBT COLLECTOR ATTEMPTING TO COLLECT A DEBT. ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE. MN22288.
Northshore Journal: January 30, February 6, 13, 20, 27, & March 6, 2026
