NOTICE OF MORTGAGE FORECLOSURE SALE

DATE: February 20, 2025

YOU ARE NOTIFIED that default has oc­curred in the conditions of the following described Mortgage:

INFORMATION REGARDING MORTGAGE TO BE FORECLOSED

1. Date of Mortgage: June 29, 2018

2. Mortgagors: Matthew M. Haschka

3. Mortgagees: The Lake Bank n/k/a Park State Bank

4. Recording Information: Recorded on July 2, 2018, as Document Number T00045006, in the Office of the Regis­trar of Title, Lake County, Minnesota

5. Assignments of Mortgage, if any: NONE

INFORMATION REGARDING MORTGAGED PREMISES

6. Tax parcel identification number of the mortgaged premises: 22-7460-11420

7. Legal description of the mortgaged premises:

Lot Forty-two (42), Block Eleven (11), Silver Bay, Third Division, according to the Plat thereof on file and of record in the office of Registrar of Titles of Lake County, Minnesota

All or part of the described real property is Registered (Torrens)

8. The physical street address, city, and zip code of the mortgaged premis­es: 122 Banks Boulevard, Silver Bay, MN 55614

OTHER FORECLOSURE DATA

9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.

The name(s) of the residential mort­gage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is Park State Bank.

10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is The Lake Bank n/k/a Park State Bank.

INFORMATION REGARDING FORECLOSURE

11. The requisites of Minn. Stat. 580.02 have been satisfied.

12. The original principal amount secured by the Mortgage was $40,000.00.

13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mort­gage, is: $38,246.70.

14. Pursuant to the power of sale in the Mortgage, the Mortgage will be fore­closed, and the mortgaged premises will be sold by the Sheriff of Lake Coun­ty, Minnesota, at public auction on April 24, 2025, at 10:00 a.m., at the Lake County Sheriff’s Office, 613 3rd Ave­nue, Two Harbors, Minnesota 55616.

15. The time allowed by law for redemption by Mortgagor or Mortgagor’s person­al representatives or assigns is six months after the date of sale.

16. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, sin­gle-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstat­ed under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on October 24, 2025.

THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAG­OR, THE MORTGAGOR’S PERSON­AL REPRESENTATIVES OR AS­SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS EN­TERED UNDER MINNESOTA STAT­UTES, SECTION 582.032, DETER­MINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDEN­TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUC­TION, AND ARE ABANDONED.

/s/ Robert R. Kanuit Robert R. Kanuit, #0252530

Attorney for Park State Bank

Attorney for Mortgagee or Mortgage Assignee:

Robert R. Kanuit

Fryberger, Buchanan, Smith & Frederick, P.A.

1409 Hammond Avenue, Suite 330

Superior, WI 54880

Mortgagee or Mortgage Assignee:

Park State Bank

613 1st Avenue

Two Harbors, MN 55616