THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION.
NOTICE IS HEREBY GIVEN, that default has occurred in the conditions of the following described mortgage:
DATE OF MORTGAGE: September 14, 2019
ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $145,000.00
MORTGAGOR(S): Fred F. Midbrod and Verna K. Midbrod, husband and wife
MORTGAGEE: Mortgage Electronic Registration Systems, Inc.
TRANSACTION AGENT: Mortgage Electronic Registration Systems, Inc.
MIN#: 100800800190719024
LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON THE MORTGAGE: Summit Mortgage, Inc.
SERVICER: NewRez LLC, d/b/a Shellpoint Mortgage Servicing
DATE AND PLACE OF FILING: Filed September 19, 2019, Lake County Recorder, as Document Number A000192634
ASSIGNMENTS OF MORTGAGE: Assigned to: NewRez LLC d/b/a Shellpoint Mortgage Servicing
LEGAL DESCRIPTION OF PROPERTY:
That part of the Northeast Quarter of the Southeast Quarter of Section 21, Township 56 North, Range 7 West of the Fourth Principal Meridian described as follows: Commencing at the intersection of the south line of Old State Highway Number 61 and the section line between Sections 21 and 22; thence south along said section line on an assumed bearing of South 0 degrees 50 minutes 36 seconds West a distance of 245.00 feet; thence west bearing North 89 degrees 09 minutes 24 seconds West a distance of 516.9 feet; thence deflect to the right at an angle of 53 degrees 20 minutes, bearing North 35 degrees 49 minutes 24 seconds West a distance of 287.24 feet; thence deflect to the left at an angle of 90 degrees, bearing South 54 degrees 10 minutes 36 seconds West, a distance of 35.00 feet; thence deflect to the left 90 degrees, bearing South 35 degrees 49 minutes 24 seconds East a distance of 96.50 feet; thence deflecting to the right at an angle of 84 degrees 06 minutes, bearing South 48 degrees 16 minutes 36 seconds West a distance of 209.30 feet; thence deflect to the right 101 degrees 40 minutes, bearing North 30 degrees 03 minutes 24 seconds West a distance of 222.49 feet to the point of beginning of the land to be described; thence South 59 degrees 56 minutes 36 seconds West a distance of 200.00 feet; thence North 30 degrees 03 minutes 24 seconds West a distance of 410.64 feet to the west line of said Northeast Quarter of the Southeast Quarter; thence North 0 degrees 37 minutes 15 seconds East along said west line a distance of 371.54 feet to the northwest corner of said Northeast Quarter of the Southeast Quarter; thence South 88 degrees 52 minutes 28 seconds East along the north line of said Northeast Quarter of the Southeast Quarter a distance of 12.20 feet to an intersection with a line which bears North 30 degrees 03 minutes 24 seconds West from the point of beginning; thence South 30 degrees 03 minutes 24 seconds East a distance of 723.88 feet to the point of beginning.
SUBJECT TO ANY AND ALL RESTRICTIONS, EXCEPTIONS, RESERVATIONS, STIPULATIONS, CONDITIONS, RIGHTS OF WAY AND EASEMENTS OF RECORD.
PROPERTY ADDRESS: 5539 Midbrod Rd, Silver Bay, MN 55614
PROPERTY IDENTIFICATION NUMBER: 26-5607-21747
COUNTY IN WHICH PROPERTY IS LOCATED: Lake
THE AMOUNT CLAIMED TO BE DUE ON THE MORTGAGE ON THE DATE OF THE NOTICE: $137,858.16
THAT all pre-foreclosure requirements have been complied with; that no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof;
PURSUANT, to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows:
DATE AND TIME OF SALE: January 4, 2024, 10:00AM
PLACE OF SALE: Sheriff’s Main Office, 613 3rd Ave, Two Harbors, MN 55616
to pay the debt secured by said mortgage and taxes, if any, on said premises and the costs and disbursements, including attorney’s fees allowed by law, subject to redemption within 6 Months from the date of said sale by the mortgagor(s) the personal representatives or assigns.
TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property, if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23, is 11:59 p.m. on July 4, 2024, or the next business day if July 4, 2024 falls on a Saturday, Sunday or legal holiday.
“THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES SECTION 582.032 DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN 5 UNITS, ARE NOT PROPERTY USED FOR AGRICULTURAL PRODUCTION, AND ARE ABANDONED.
Dated: November 7, 2023
NewRez LLC d/b/a Shellpoint Mortgage Servicing
Assignee of Mortgagee
LOGS Legal Group LLP
Tracy J. Halliday – 034610X
LOGS Legal Group LLP
Attorneys for Mortgagee
1715 Yankee Doodle Road, Suite 210
Eagan, MN 55121
(952) 831-4060
THIS IS A COMMUNICATION FROM A DEBT COLLECTOR
