DATE: February 20, 2025
YOU ARE NOTIFIED that default has occurred in the conditions of the following described Mortgage:
INFORMATION REGARDING MORTGAGE TO BE FORECLOSED
1. Date of Mortgage: June 29, 2018
2. Mortgagors: Matthew M. Haschka
3. Mortgagees: The Lake Bank n/k/a Park State Bank
4. Recording Information: Recorded on July 2, 2018, as Document Number T00045006, in the Office of the Registrar of Title, Lake County, Minnesota
5. Assignments of Mortgage, if any: NONE
INFORMATION REGARDING MORTGAGED PREMISES
6. Tax parcel identification number of the mortgaged premises: 22-7460-11420
7. Legal description of the mortgaged premises:
Lot Forty-two (42), Block Eleven (11), Silver Bay, Third Division, according to the Plat thereof on file and of record in the office of Registrar of Titles of Lake County, Minnesota
All or part of the described real property is Registered (Torrens)
8. The physical street address, city, and zip code of the mortgaged premises: 122 Banks Boulevard, Silver Bay, MN 55614
OTHER FORECLOSURE DATA
9. The person holding the Mortgage: is not a transaction agent, as defined by Minn. Stat. 58.02, subd. 30.
The name(s) of the residential mortgage servicer and the lender or broker, as defined in Minn. Stat. 58.02, is Park State Bank.
10. If stated on the Mortgage, the name of the mortgage originator, as defined in Minn. Stat. 58.02, is The Lake Bank n/k/a Park State Bank.
INFORMATION REGARDING FORECLOSURE
11. The requisites of Minn. Stat. 580.02 have been satisfied.
12. The original principal amount secured by the Mortgage was $40,000.00.
13. At the date of this notice the amount due on the Mortgage, including taxes, if any, paid by the holder of the Mortgage, is: $38,246.70.
14. Pursuant to the power of sale in the Mortgage, the Mortgage will be foreclosed, and the mortgaged premises will be sold by the Sheriff of Lake County, Minnesota, at public auction on April 24, 2025, at 10:00 a.m., at the Lake County Sheriff’s Office, 613 3rd Avenue, Two Harbors, Minnesota 55616.
15. The time allowed by law for redemption by Mortgagor or Mortgagor’s personal representatives or assigns is six months after the date of sale.
16. Minn. Stat. 580.04(b) provides, “If the real estate is an owner-occupied, single-family dwelling, the notice must also specify the date on or before which the mortgagor must vacate the property if the mortgage is not reinstated under section 580.30 or the property redeemed under section 580.23.” If this statute applies, the time to vacate the property is 11:59 p.m. on October 24, 2025.
THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAG-OR, THE MORTGAGOR’S PERSON-AL REPRESENTATIVES OR AS-SIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS EN-TERED UNDER MINNESOTA STAT-UTES, SECTION 582.032, DETER-MINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDEN-TIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUC-TION, AND ARE ABANDONED.
/s/ Robert R. Kanuit Robert R. Kanuit,
#0252530 Attorney for Park State Bank
Attorney for Mortgagee or Mortgage Assignee:
Robert R. Kanuit
Fryberger, Buchanan, Smith & Frederick, P.A. 1409 Hammond Avenue, Suite 330 Superior, WI 54880
Mortgagee or Mortgage Assignee:
Park State Bank
613 1st Avenue
Two Harbors, MN 55616
NOTICE OF POSTPONEMENT
Date: April 22, 2025
YOU ARE NOTIFIED THAT:
The mortgage foreclosure sale originally scheduled for April 25, 2025, at 10:00 a.m., at the Lake County Sheriff’s Office, 613 3rd Avenue, Two Harbors, Minnesota 55616, to foreclose upon the real property secured by a Mortgage executed by Matthew M. Haschka, as Mortgagor, to The Lake Bank n/k/a Park State Bank, as Mortgagee, dated June 29, 2018, and filed for record July 2, 2018 as Document No. T00045006, in the office of the Registrar of Titles, Lake County, Minnesota, has been postponed and will now be held on May 8 2025, at 10:00 a.m.
As of February 20, 2025, the amount due on the Mortgage, and taxes, if any, paid by the holder of the Mortgage was: $38,246.70.
Mortgagor/occupant(s) must vacate the property on or before 11:59 p.m., November 8, 2025, if the mortgage is not reinstated prior to the date of sale or if the property is not redeemed subsequent to the Sheriff’s sale of the property.
Street Address, city and zip code of mortgaged premises: 122 Banks Boulevard, Silver Bay, MN 55614
Transaction agent (if applicable); residential mortgage servicer; and lender or broker: Park State Bank f/k/a The Lake Bank
Tax parcel identification number(s): 22-7460-11420
Transaction Agent’s mortgage ID num-ber (MERS number): Not applicable
Name of mortgage originator: The Lake Bank n/k/a Park State Bank
FRYBERGER, BUCHANAN, SMITH & FREDERICK, P.A.
/s/ Robert R. Kanuit
Robert R. Kanuit, #0252530 Fryberger, Buchanan, Smith & Frederick, P.A.
1409 Hammond Avenue, Suite 330
Superior, WI 54880 (218) 725-6836